Travelers insurance (AXA Assistance USA) | AXA Assistance USA is one of the Travelers Insurance Company specializes in best-in-class cost containment, health and travel services. Over 60 years of experience combined with a US and international network of providers allow the organization to deliver innovative solutions and services in the US and around the world. AXA Assistance is part of AXA Group, the 27th largest company in the world. Read more to learn.
Every day AXA Assistance responds to a wide range of requests with solutions that reflect the local culture and language. The organization has developed thousands of resources and relationships, enabling it to support client needs quickly and effectively. Link To Get Travel Insurance To USA | Full Guideline
AXA Assistance USA’s Travel Insurance Plans
Tourists, vacationers, cruisers and other travelers can buy one of three comprehensive plans from AXA Assistance USA that cover all sorts of travel-related problems such as trip cancellations, missed flights, lost luggage, injuries and illness. Travelers in need of assistance worldwide can tap into AXA’s extensive international network of assistance services.
Comprehensive travel insurance policies bundle a variety of valuable benefits. You can also purchase policies that only cover trip cancellation or medical expenses. You can find coverage levels that fit your budget and trip needs among the many plans available.
AXA Assistance Travel Insurance cover the following:
1) AXA Assistance USA travel insurance plans cover Covid
AXA Assistance USA has plans that include coverage for Covid-related medical expenses and trip cancellation.
If you get Covid before your trip and have to cancel, these plans will reimburse you for 100% of your pre-paid and non-refundable trip costs. If you get Covid during your trip, these plans can pay for medical costs.
2) AXA Assistance USA travel insurance plans cover pre-existing medical conditions
Pre-existing medical condition waivers are available from AXA Assistance USA. It’s a good idea to check your plan’s details to confirm coverage.
This waiver means that pre-existing conditions won’t be excluded from your coverage. For example, AXA Assistance USA’s Platinum plan will cover pre-existing conditions if you buy the plan within 14 days of your first trip deposit. You must also be medically able to travel on the policy’s effective date.
3) AXA Assistance USA travel insurance plans have “cancel for any reason” coverage
AXA Assistance USA Travel insurance offers “cancel for any reason” coverage as an optional benefit to its Platinum plan. You cannot add this coverage with a Silver or Gold plan.
“Cancel for any reason” gives you the flexibility to cancel your trip for a reason not listed in your plan’s base trip cancellation reasons. For example, you could cancel your trip because you are concerned about a Covid outbreak.
If you want to add “cancel for any reason” coverage to the Platinum plan, you must do so within 14 days of your initial trip deposit. AXA Assistance USA’s “cancel for any reason” policy will reimburse you 75% of your nonrefundable trip costs.
AXA Assistance USA’s Silver plan: The Silver plan includes $25,000 for medical emergency coverage and $100,000 for emergency medical evacuation. You’ll also get $200 for baggage delay and $750 for baggage and personal effects coverage.
AXA Assistance USA’s Gold plan: This plan includes $100,000 for medical emergency coverage and up to $500,000 for emergency medical evacuation. It also includes $50,000 for non-medical emergency coverage. You’ll get $300 for baggage delay and $1,500 for baggage and personal effects coverage.
Current Cost of AXA Assistance Travel Insurance Plans
Because policy limits and benefits vary among AXA Assistance USA’s travel insurance plans, so does pricing. Rates generally vary by your age and trip cost. Here are cost examples for AXA’s Platinum plan.
|Travelers and trip||Cost|
|Two travelers age 30, $5,000 trip cost, traveling to Turks and Caicos||$216|
|Two travelers age 40, $5,000 trip cost, traveling to Mexico||$224|
|Two travelers age 65, $7,000 trip cost, traveling to Greece||$558|
|Two travelers age 70, $5,000 trip cost, traveling to the U.K.||$536|
AXA Assistance Travel Insurance do not over the following:
All travel insurance plans have exclusions. It’s a good idea to read your policy closely and familiarize yourself with what your plan does not cover. Here are some examples of exclusions to emergency medical coverage for AXA Assistance USA’s Platinum plan:
- Dental treatment (except as a result of accidental injury)
- Pregnancy and childbirth (except for complications of pregnancy)
- Mental or emotional disorders, unless hospitalized
- Injuries due to activities such as contact sports, skydiving, hang gliding, parachuting, horse racing, auto or motorcycle racing, rock climbing and bungee jumping
- Piloting or learning to pilot an aircraft
- Suicide or attempted suicide
- Cosmetic surgery, except for reconstructive surgery due to an accident
- Sexually transmitted disease
- Participation in a riot or civil disorder
What you need to Know: